State of NJ - Department of the Treasury - NJDPB | Health Benefits for Active Members

COBRA

Employees or their dependents covered by the SHBP or SEHBP who lose coverage may be able to continue health benefits coverage under COBRA. COBRA is not a separate health program; it is a continuation of SHBP or SEHBP coverage under the federal law. The length of COBRA coverage depends on the COBRA “qualifying event,” (the reason you’re offered coverage).

Qualifying Events

COBRA-qualifying events include:

Cut back in working hours;
Leave of absence;
End of employment (except for gross misconduct);
Divorce or end of partnership;
Dependent child turns age 26;
or Death of the employee or retiree.

Continuation of Health Benefits Under COBRA

Note: Employees who at retirement are eligible to enroll in SHBP or SEHBP Retired Group coverage cannot enroll in COBRA.

The Cost of COBRA

COBRA Medical & Prescription Plan Rates

State Employee Group
Local Government Employee Group Including Rx
Local Government Employee Group Without Rx
Local Education Employee Group Including Rx
Local Education Employee Group Without Rx

COBRA Dental Plan Rates

COBRA Part-time Chapter 172 rates

Get a COBRA Application

If a COBRA-qualifying event occurs:

Employees and/or dependents get a COBRA Notice and application from the member’s Human Resources department. COBRA applications must be certified by the employer before sending it to the NJDPB.

COVID-19 Information

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